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Strategies for Passing Down the Family Cottage

Strategies for Passing Down the Family Cottage

Cottages often hold a lot of sentimental value to families and is the home to a lot of great memories. Many cottage owners would like to see their children and grandchildren get the same joy from the property that they did, even after they are gone. This seems like a nice sentiment but leaving it to your family is no walk in the park. There are tax implications that come with leaving a cottage to your children and if they aren’t dealt with properly it can be a serious financial burden to both you and the kids.

5 Money Moves to Make Before Your 30’s

5 Money Moves to Make Before Your 30’s

It is easy to neglect your finances in your twenties but there are a few fantastic money-related opportunities that you could be missing. Paying a little attention to your financial situation now can give you a serious head start on retirement and achieving a debt free life. Here are 5 money moves everyone should make before they turn 30.

RRSP – Loan to invest option

RRSP – Loan to invest option

Saving for the future is important and RRSP is a great way do so. One of the benefits investing in RRSP is that the calculated earned income is reduced by the amount of contribution and the current year tax liability is reduced.

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