GROUP benefits
WE HAVE YOU COVERED BY:
- Negotiating and leveraging directly with our selected Group Carriers partners
- Providing solutions for your employee group benefit needs
- Ensuring we match your needs with the best carrier fit
- Doing the ‘heavy lifting’ so you can focus on your core business
GROUP BENEFIT SERVICES:
- Comparative plan design analysis and advice
- Competitive marketplace proposals
- Complete renewal management including
- Renewal pricing negotiations
- Health and dental cost containment strategies
VALUE TO THE EMPLOYER:
- Premiums paid by the Employer are tax deductible as a business expense
- Cost effective protection for employees and their families
- Establishes a company policy on health and sickness
- Flexible offering meets client’s needs and pocketbook
- Benefits foster a healthy workforce and consequently improve employee morale, productivity and efficiency
- Adding a Benefits plan helps the Employer to retain and attract good employees
VALUE TO THE EMPLOYEE:
- Employer pays part or all of the cost
- Adds financial security for the employee’s family
- Some group life and disability contracts allow conversion to individual/personal contracts without medical evidence
- No need to use after-tax money to purchase various types of insurance policies
- Usually doesn’t require medical evidence
- Insurance is less expensive to obtain through a group plan than in the individual insurance market
- Access to products that might not be available individually
